American Credit Consultants

Last year, Andrew and Jane Public took a vacation, bought a much needed new refrigerator, and paid some mounting medical bills all on credit cards. In doing so, they incurred $10,000 of debt that they had intended to pay off over time.

Like Many Americans, they only paid the monthly minimum amount due. They may not realize that it may take them 33 years to repay the $10,000 and they will accumulate as much as $16,000 in interest. The total cost of their debt could reach $26,000!

Earlier this year Jane had to leave work for two months on maternity leave. During this time the couple juggled their bill payments and found themselves falling behind.

As a result, their creditors raised their minimum payments, and charged them late fees and penalties. Some creditors even raised their interest rates as a penalty for delinquencies. Now, even though Jane is back to work, they still cannot afford the larger minimum payments. In addition, whatever payments they do send in do not seem to get them anywhere. SOUND FAMILIAR?

Like Andrew and Jane, millions of Americans carry a substantial balance on their credit cards. A temporary job loss, the birth of a child or illness can send some individuals into an overwhelming cycle of late payments, collection calls, and fees.

Many of us know the devastating feeling of sinking into the seemingly unrecoverable tailspin of bad finances. Our Debt Management Program can help you stop drowning in debt.

If you are having financial trouble and are behind, or are about to be behind on your monthly payments, American Credit Consultants can help. Our service can organize your debts into one low monthly payment, significantly reduce or eliminate interest charges, and help you restore your credit rating. If you feel this program would be of service to you, contact a counselor by e-mail or call toll free
1-866-354-6468 (1-866-ELIMIN8)

There are many difficulties and traumas connected with overextended finances and money problems, but there is hope!

Being implementing and constructing new habits that will lead you to financial freedom. American Credit Consultants can take your outstanding unsecured bills, consolidate them, and negotiate and affordable payment schedule to satisfy your creditors, while keeping within your budget.