American Credit Consultants

American Credit Consultant's debt management program is designed for individuals with unsecured debts (any debt without collateral for security) that have become unmanageable. Sometimes people are unable to make the required monthly payments on all of their outstanding bills. If bills are skipped or paid late, creditors may raise interest rates and add late charges each month, making it impossible to catch up.

Our program focuses on bill consolidation, lowering monthly payment commitments, and negotiating lower interest charges. Our clients generally see a 25-50% monthly savings from interest rates.

After we examine your financial profile, we determine if there is adequate income to sustain a budget based on an adjusted payment plan. If you qualify, we set up an affordable payment schedule to satisfy your creditors and a fixed monthly American Credit Consultants payment allowing you to save money each month and finish paying your debt years sooner.

American Credit Consultant's professionally trained accountants negotiate with creditors to arrange reduced payments. Program participants pay a set amount to American Credit Consultant's surety and trust account. The payments are sent to your creditors monthly and as months pass and the interest charges are reduced you'll start to see your debt dissipate.